These Terms of Service ("Terms") govern your access to and use of LearnTripleNet.com and the digital educational products offered through it (together, the "Service"). The Service is operated by Sterling Archer Investments LLC, doing business as LearnTripleNet.com ("LearnTripleNet", "LTN", "we", "us", or "our"). By purchasing, accessing, or using the Service, you agree to these Terms. If you do not agree, please do not use the Service.

1. Who we are

LearnTripleNet is a digital education company. We publish online educational products about triple net (NNN) commercial and industrial real estate investing in the United States, including lessons, written course materials, workbooks, checklists, templates, calculators, models, video lessons, related tools, and educational email support about purchased Materials (the "Materials").

Our current paid tiers are The Individual Series, The Foundation Series, The Blueprint Series, and The Flagship Series. Lesson 1 is included in our free Starter Pack. The current public prices for paid individual lessons 2–41 are $249 each, The Foundation Series is $849, The Blueprint Series is $2,497, and The Flagship Series is $15,000 through September 30, 2026. The Flagship Series price rises to $18,000 beginning October 2026. The price shown at checkout, on an invoice, or in the payment link controls for your purchase.

2. The Materials are educational

The Materials are provided for general educational and informational purposes only. They are not legal, tax, accounting, financial, or investment advice, and using the Service does not create any professional or advisory relationship. Please review our Disclaimer in full, which forms part of these Terms.

3. License and permitted use

When you request a free package or purchase a lesson, tier, or package, we grant you a personal, limited, non-exclusive, non-transferable, revocable license to access and use the included Materials for your own individual learning. Subject to these Terms, free and purchased curriculum access continues for as long as LTN operates and supports those Materials, unless a specific offer or checkout term states otherwise. Access does not automatically include future standalone products, services, or Review Desk terms unless we say so.

You may not copy, reproduce, republish, distribute, sell, sublicense, rent, share, or publicly post the Materials, in whole or in part. You may not share your access or download links with others, use the Materials to build a competing product, or remove any proprietary notices.

4. The Flagship Series and Review Desk

The Flagship Series includes the Blueprint Series curriculum, tools, and supported content updates to those included Materials, plus Review Desk feedback on eligible submitted deal packages. Review Desk accepts standard single-tenant and small multi-tenant NNN deal packages. It does not review DSTs, TICs, syndications, pooled investment deals, or any other securities offering.

Review Desk access runs for 12 months from the enrollment date shown in your purchase confirmation and covers up to 10 accepted deal reviews during that term. Unused reviews expire when the term ends. Only one accepted package may be active at a time; the next package may enter after the active review is delivered or closed in writing.

A package becomes accepted only when LearnTripleNet confirms acceptance in writing. To be accepted, the package must be organized well enough for useful work and include the deal materials, your current underwriting, and the completed intake pages with a clear review question. Uploading files, emailing us, or receiving upload instructions does not start the review clock or use one of your reviews. If something essential is missing, we will tell you what is needed.

Reasonable educational email Q&A is support about the purchased Materials, curriculum, tools, and Review Desk process. It is not unlimited consulting, and deal-specific review occurs only through eligible accepted Review Desk submissions.

Each accepted Review Desk submission is reviewed from an educational business and risk-analysis perspective. We may identify questions, stress tests, risks, missing information, and items to raise with licensed professionals. For each accepted package, LTN delivers a recorded educational critique. Up to three hours means total Review Desk work time, including reading, analysis, preparation, and recording; it is not a promise of a three-hour recording, live meeting, or written report. We do not tell you whether to buy, sell, lease, finance, or invest, and we do not provide legal, tax, accounting, brokerage, lending, engineering, environmental, securities, financial, investment, or fiduciary advice.

Unless LTN gives you a different standard in writing before you submit the package, the applicable review-delivery standard is five business days after written acceptance. Written acceptance confirms the acceptance date, applicable standard, and target return date.

The Flagship Series does not renew automatically. If LTN continues to offer Review Desk renewals and you choose to renew, your renewal price will be the same as your original Flagship Series entry price. No renewal charge occurs unless you affirmatively purchase another review term.

If LTN delivers an accepted review after the applicable review-delivery standard, that late review does not count toward your ten-review limit and LTN adds one bonus review for use during the same Review Desk term. If the first package LTN accepts was submitted within 90 days of the enrollment date shown in your purchase confirmation and LTN delivers the review after the applicable review-delivery standard, you may choose a full refund of the Flagship Series purchase price instead of the ordinary late-review remedy. These service protections are separate from the 30-day refund policy and from the Blueprint Completion Guarantee described below. They do not guarantee a property or transaction outcome.

5. Intellectual property

All content in the Service, including text, graphics, logos, images, video, and the structure and arrangement of the program, is owned by or licensed to Sterling Archer Investments LLC and is protected by intellectual property laws. We reserve all rights not expressly granted to you.

6. Pricing, payment, and checkout

Payments for the Service are processed through Stripe. Sterling Archer Investments LLC dba LearnTripleNet.com is the seller of the Materials, and Stripe securely processes payment card and billing information for checkout, invoices, or payment links. Applicable taxes may be calculated and collected through Stripe Tax if enabled for the transaction. A charge may appear on your statement under a LearnTripleNet descriptor, a Sterling Archer Investments LLC descriptor, or a Stripe-related descriptor depending on your bank or card provider. Prices are shown in US dollars and may change at any time, though a change never affects a purchase already completed.

7. Refunds and guarantees

We offer a 30-day money-back guarantee on every tier. Full details and how to request a refund are set out in our Refund Policy.

The Blueprint Completion Guarantee applies only to standalone purchases of The Blueprint Series. It does not apply to The Individual Series, The Foundation Series, or The Flagship Series. To use the Blueprint Completion Guarantee, you must complete the Blueprint Series curriculum, work one deal underwriting yourself using the tools, and honestly conclude that the Blueprint Series failed to help you identify what to verify, rebuild NOI from source documents, prepare a downside case, and organize a decision memo. If you make that request through day 180 of your Blueprint Series membership, we will refund the $2,497 Blueprint Series purchase price.

The Flagship Series is covered by the 30-day money-back guarantee and by the Review Desk service-standard remedies described in Section 4 and at purchase, including the first-review refund protection. It is not covered by the Blueprint Completion Guarantee.

8. Acceptable use

You agree to use the Service lawfully and not to misuse it. You will not attempt to gain unauthorized access to any part of the Service, interfere with its operation, circumvent access or security controls, or use it in a way that infringes the rights of others.

9. Availability and changes

We aim to keep the Service available and current, and we may update, improve, or revise the Materials over time. We may also modify or discontinue parts of the Service. We are not liable for any unavailability or for changes to the Materials.

10. Third-party services and links

The Service relies on third parties such as Stripe for payments, Cloudflare for hosting and protected digital storage, Brevo for transactional email, and related fulfillment tools for digital delivery. The Service may also link to other websites. We are not responsible for the content, policies, or practices of third parties. Your use of their services is governed by their own terms.

11. Disclaimer of warranties

The Service and Materials are provided "as is" and "as available" without warranties of any kind, whether express or implied, including any implied warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Materials are error free or that any particular result will be achieved.

12. Limitation of liability

To the fullest extent permitted by law, Sterling Archer Investments LLC and its owners, officers, and contributors will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or investment, arising out of or related to your use of the Service. Our total liability for any claim relating to the Service will not exceed the amount you paid for the relevant product.

13. Indemnification

You agree to indemnify and hold harmless Sterling Archer Investments LLC from any claims, losses, liabilities, and reasonable expenses arising from your use of the Service or your breach of these Terms.

14. Governing law

These Terms are governed by the laws of the State of Florida, United States, without regard to its conflict of laws rules. You agree that the state and federal courts located in Florida will have exclusive jurisdiction over any dispute not otherwise resolved, subject to any mandatory consumer protections available to you where you live.

15. Changes to these Terms

We may update these Terms from time to time. When we do, we will revise the date at the top of this page. Your continued use of the Service after changes take effect means you accept the updated Terms.

16. Contact

Questions about these Terms can be sent to [email protected]. See our Contact page for more.